Call Us Today:
865.482.2222

Business Owners Policy (BOP)

Combined Coverage for Special Advantages

At Gray, Fox, Heatherly & Letner Insurance Group, we’re committed to providing insurance solutions that keep small to medium-sized businesses protected. That is why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.

A Business Owners Policy (BOP) from Gray, Fox, Heatherly & Letner Insurance Group allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

  • Products and Completed Operations
  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance

Find Out if Your Business is Eligible

Since Business Owners Policies apply only to special types of businesses with specific needs, operations, and risks, it’s important to contact a specialist at Gray, Fox, Heatherly & Letner Insurance Group who can help you determine whether a BOP is right for your small or medium-sized business.

Our Locations

Gray, Fox, Heatherly & Letner Insurance Group

110 South Illinois Avenue, Suite 200
Oak Ridge, TN 37830
Main office: 865-482-2222
Fax: 865-482-2207

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Gray & Duncan Insurance Agency

20409 Alberta St. North Town Plaza
Oneida, TN 37841
Main office: 423-569-8629
Fax: 423-569-8444

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 12:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Gray Insurance Agency Inc

1210 Jacksboro Pike
LaFollette, TN 37766
Main office: 423-562-3346
Toll free: 877-472-9467
Fax: 423-562-0845

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Todd Fox Insurance Agency

110 South Illinois Ave, Suite 100
Oak Ridge, TN 37830
Main office: 865-482-0513
Toll free: 877-472-9467
Fax: 865-481-2599

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers